The authorities of the Bank of Mexico warn to all customers of BBVA, Banamex and others banks throughout the country, due to payment of prohibited commissions for this one 2024. After this modification, people's money could be kept safe in their accounts with everything and the financial operations that they must carry out and that previously generated an extra charge that they had to cover from their resources.
This measure seeks to even out the balance between banks as BBVA either Banamex with all his customers well, he payment of commissions It represented up to 30% of the income of this type of financial entities. It is because of that warn that were banned in 2024 after the respective modifications to the law, which have left this practice that was common outside the legal framework and are now prohibited.
If you are a victim of payment of prohibited commissions in the coming days after this measure of 2024you can communicate with Condusef through its social networks, to report the situation regardless of the bank in which you find yourself. So much BBVA as Banamex They are duly informed about this situation, so they can also adequately inform you about how to refund the money to your account if necessary.
They warn clients of BBVA, Banamex and other banks for charging prohibited commissions
In the first instance the payment of commissions prohibited It will be for the financial products that banks offer to all their clients. In this 2024so much Banamex as BBVAthey have an extensive catalog of services that previously had an extra charge but that starting this year will not generate any type of debt:
- Account opening and maintenance.
- Granting of a debit card.
- Crediting resources to the account by any means.
- Withdrawals and inquiries at own ATMs (unlimited).
- Payment for goods and services with a debit card.
- Domiciliation services.
- Account closure.
Likewise, the return of a check and the collection of surcharges for late payment of a credit were indicated as payment of prohibited commissions, so these cannot be withheld by banks from your account. This after Banco de México relied on article 48 Bis 2 of the Credit Institutions Law, stating that banks are required to receive demand bank deposits from natural persons to offer a basic deposit or savings payroll product, and another for the general public, which may not be subject to extra charges.