The more than four million pensioners of the Mexican Social Security Institute (IMSS) already have their fourth deposit of the year, since the dispersion in their bank accounts began on the 1st of April. Although some of them were able to notice in their bank receipt, a lower amount than the one they have been paid, this is because receive a discount in your bank account, by requesting a benefit from the IMSS Pension 2024.
The pensioners of the IMSS They are entitled to a series of benefits established in the Social Security Law (LSS). From the deposit of the bonus, until the discount in services, associates can make use of these benefits and obtain a greater income, in addition to their pension. When it comes to loans or credits, they must also respond with timely and correct payment.
The beneficiaries of the IMSS Pension 2024 They have the opportunity at any time of the year to process a loan called “Your easy and safe loan”, for which they receive an extra deposit in their account registered bank, up to 20,000 pesos. However, when purchasing it, receive a discount direct in the pay of your monthly payment, limited to a certain percentage. Therefore, for the pensioners who have not yet settled it or those who only requested it last month, will have a lower amount in April to which they are deposited on a regular basis.
How much is the discount that IMSS pensioners receive for loan payments?
In accordance with the provisions established on the official portal of the Institute, the pensioners who already have this loan in their account banking, receive a discount capped at 30 percent of the amount of your IMSS Pension 2024. Thanks to this rule, beneficiaries will not be able to collect an amount less than that guaranteed by law, in order to settle their debt during the month of April and the remaining period.
He discount monthly will in no case exceed 30% (thirty percent) of the amount of your pension monthly. Also, considering the discount, your pension It cannot be reduced to an amount lower than the average of the guaranteed amounts (1 minimum wage and 60 years of age) in the table of article 170 of the current LSS.
This benefit is valid for those who are incorporated into the IMSS Pension under the LSS 1973, and that have credit capacity, since the pay The loan is acquired in conjunction with a bank that has a current agreement with Social Security. The pensioners You can apply online through official portalor go directly to the Family Medicine Unit or Subdelegation of affiliation.
The authorities emphasize that the discount It should not exceed 60 months to finish paying off the loan. They also remember that beneficiaries should not change the account bank for the deposit of the IMSS Pension 2024, or they will not be able to request a new one for three months. Furthermore, the financial institution should not charge commissions for pay in April or early settlement.